Support for Couples in Budapest: Exploring Options for Childrearing without Commitment

Published: December 11 2023

Many couples in Budapest are hesitant to commit to having children due to concerns about financial obligations and the lack of desire to get married. However, there are still options and support available for couples who want to raise children without the commitment of marriage.

While popular family support programs like CSOK Plusz and the Babaváró loan are only available to married couples, there are other options for support. The Falusi CSOK program allows unmarried couples with existing children to receive a non-refundable grant for housing-related expenses. The amount of the grant is based on the number of children and can range from 1 million to 15 million forints. Additionally, there is an opportunity for a reduced interest rate CSOK loan for couples with two or more children, which can provide significant financial benefits compared to a regular market loan.

For married couples who are hesitant about having children, support programs like Falusi CSOK and the CSOK loan are still available. The eligibility criteria are not affected by the couple's decision to have children or not. Additionally, there is a mortgage forgiveness program for families with existing children, which can reduce the outstanding debt by a certain amount after the birth of each child.

For couples who are not interested in marriage or having children, the options for support are limited. They can opt for a market loan for housing, which typically has a higher interest rate compared to the CSOK programs. However, it provides flexibility for couples who do not meet the eligibility criteria for the government support programs.

While there are specific support programs that are only available to married couples or those with children, there are still options for couples who want to raise children without the commitment of marriage. It is important to explore and understand all available support programs and choose the option that best fits your circumstances and preferences.

What is the attitude of some couples in Budapest towards having children? Some couples in Budapest are hesitant to commit to having children due to concerns about financial stability and the impact on their relationship.

Are there any government support programs for couples in Hungary who want to have children? Yes, there are government support programs available for couples, but most of them are only accessible to married couples. Some examples include the CSOK Plusz and Babaváró loans, which are exclusive to married couples.

What is the Falusi CSOK program? The Falusi CSOK program is a government support program that provides financial assistance to families who live in rural areas of Hungary. It can be used for purchasing or renovating a home, and it is available to both married and unmarried couples with children.

Can unmarried couples with children also benefit from the Falusi CSOK program? Yes, unmarried couples with children can benefit from the Falusi CSOK program. They are eligible for certain amounts of non-refundable support based on the number of children they have.

Can unmarried couples in Hungary receive support for housing if they don't have children? Unmarried couples in Hungary who don't have children are not eligible for government support programs such as the CSOK Plusz or Babaváró loans. They may consider applying for a market-based mortgage if they wish to purchase a home.

Is there any financial support available for families who already have children? Yes, there is financial support available for families with children in Hungary. The Falusi CSOK program provides different levels of non-refundable support based on the number of children a family already has.

Are there any options for couples who are hesitant to get married but want to have children? Couples who are hesitant to get married but want to have children may face limited options for government support. They may consider applying for market-based mortgage loans or seeking other financial alternatives.

Is it possible to have a mortgage loan forgiven for families with children? Families with children in Hungary may be eligible to have a portion of their mortgage loan forgiven if they meet certain conditions. This opportunity is available regardless of marital status.

What is the current interest rate for market-based mortgage loans in Hungary? The current interest rate for market-based mortgage loans in Hungary is slightly below 7%. The exact rate may vary based on individual circumstances and financial institutions.

What are some alternatives for couples in Budapest who want to have children but do not wish to get married or can't access government support programs? Couples in Budapest who want to have children but are not married or cannot access government support programs may consider exploring other financial options such as market-based mortgage loans or seeking private financial assistance.