Published: 2023-06-06
Do you live in Hungary and looking for an opportunity to open a bank account that is free for 2-3 years? The Erste Privilégium 2.0 Partner has recently launched a new offer for its clients that allows them to open an absolutely free bank account and receive a bonus of 30,000 Ft. Keep on reading to find out more about this new and exciting offer!
Erste Privilégium 2.0 Partner - What is it?
The Erste Privilégium 2.0 Partner is a bank account provided by the Erste Bank. It offers its clients a wide range of free services such as no monthly fee, no fee for issuing an electronic bank card, no fee for the use of net and mobile banking, free one-off payments, free payment of utility bills, and more. Moreover, with the recent promotion, it also allows its clients to receive a unique offer of a bonus of 30,000 Ft when opening a new account.
The details of the promotion
To be eligible for the promotion, you need to be at least 18 years old and do not have an Erste Bank account as of December 31, 2022. You must also open a new personal account with Erste Bank through the Bankmonitor website and request a bank card by January 2, 2023. Once these requirements are met, the bank will credit your account with 30,000 Ft as part of their welcome bonus. However, note that if you close your account within two years of opening it, you will need to return the bonus. If you close the account within 6 months of opening it, you will also be charged a fee of 6,777 Ft.
The costs of the account
Although the Erste Privilégium 2.0 Partner account is free, the bank still requires a minimum amount of regular external income to be directed into it. In this case, the required sum is 225,000 Ft, which needs to be credited to the account in one instalment, either as income or pension. It is important to note that the account is only available to individuals, not companies.
Notifications and bank cards
The Erste Bank offers the option of electronic bank cards, which are included with the account without any resulting fees. Additionally, clients of Erste Bank can use the Őrszem service without charge, as well as free push notifications for incoming transactions. However, for SMS messages about account activity, a fee of 25 Ft is required, while SMS messages regarding bank transactions and usage of the bank card cost around 30 Ft.
Conclusion
If you are looking for a free bank account with a bonus giveaway, Erste Privilégium 2.0 Partner might be a perfect choice for you. It is a great time to join the Erste Bank community, so hurry up and take advantage of this unique opportunity!
Questions & Answers
What is the new free bank account offer in Hungary? Several banks in Hungary are now offering a truly free bank account, with no monthly fees, and including free occasional transfers, utility bill payments, internet banking, mobile banking, and even debit cards.
Which banks in Hungary offer free bank accounts? Several banks in Hungary offer free bank accounts, including CIB, UniCredit, Raiffeisen, and Erste. However, some of the free account offers are only available when applied for through Bankmonitor.
What are the eligibility requirements for the Erste Privilégium 2.0 Partner account? To be eligible for the Erste Privilégium 2.0 Partner account, you must be a long-term resident of Hungary with no existing account at Erste, be at least 18 years of age, and apply for the account through Bankmonitor's Online Account Opening Campaign via video identification.
Is there a bonus for opening an Erste Privilégium 2.0 Partner account? Yes, Erste is currently offering a bonus of up to 30,000 Ft for those who open an Erste Privilégium 2.0 Partner account through Bankmonitor's Online Account Opening Campaign via video identification. However, if the account is closed within two years, the bonus must be repaid to the bank.
Are there any monthly income requirements for the free bank accounts? Yes, to maintain the free bank accounts, certain banks in Hungary require a specified amount of income to be deposited into the account monthly. The required amount varies among banks and can range from as low as 75,000 Ft per month for the UniCredit Partner Aktív Zéró Számlacsomag to as high as 1 million Ft per month for Raiffeisen Select.
Are there any fees associated with free bank accounts? While most fees are waived with free bank accounts, some banks in Hungary may require a fee for certain services such as SMS notifications of account activity or for closing the account within six months of opening.
What type of debit cards come with the free bank accounts? Most free bank accounts in Hungary come with electronic debit cards that can be used like traditional debit cards to withdraw cash, pay for purchases in-store or online, and make transactions at ATMs. However, some customers may prefer embossed debit cards which may not be available with free bank accounts.
Are push notifications free with free bank accounts in Hungary? Many banks in Hungary offer free push notifications through their mobile banking apps, but some banks charge a fee for SMS notifications of account activity. The fee for SMS notifications may vary among banks.
